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This web site myocmortgage.com has the following in the web site, "Simply put, refinancing is replacing the terms of your current mortgage with new terms." Our analyzers noticed that the website also stated " Mortgages are often refinanced to modify the amount that is paid each month or to reduce the number of payments that need to be made." The Website also said " HOW CAN IT HELP ME? Many people are refinancing to take advantage of todays record low rates. Some of the benefits may include. Lowering your monthly payments by reducing your interest rate. Paying your mortgage off faster by reducing the length of your loan term." The website's header had OC mortgage as the most important optimized keyword. It is followed by Orange County mortgage, local mortgage lenders, and home loan refinance which isn't as highly ranked as OC mortgage. The next words myocmortgage.com used was Orange County mortgage broker. OC mortgage brokers was included but might not be understood by web crawlers.